Mon - Fri: 8:00 - 5:00         raphidiid         (949) 385-5630         (501) 630-4287
How we're different
Family, Hard Work, Pride, Integrity.
A focus on results.
Service that reinforces our core values:
INDEPENDENCE
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Follow our latest investment discussion:
Stocks vs.
Bonds vs.
Mutual Funds
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01

401(k) & 403(b):
Fiduciary, Plan Design, Employee Wellness, Compliance

401(k) & 403(b):
Fiduciary, Plan Design, Employee Wellness, Compliance

Get the most from your retirement plan benefits through a customized, results-oriented process. Protecting plan fiduciaries, reducing the day-to-day operational burden, and enhancing the participant experience are the focus of our approach.

OUR PROCESS →
02

Individual:
Financial Planning, Asset Management, Insurance

Individual:
Financial Planning, Asset Management, Insurance

Our process starts with a written plan which provides target rates of return, target savings rates, income replacement, tax-reductions, and more. Ongoing reviews and communications help keep your plan on track.

269-548-4485
03

Our Story:
Family, Pride, Hard Work & Integrity

Our Story:
Family, Pride, Hard Work & Integrity

Harmon Street is located in the working class neighborhood of Inglenook outside Birmingham, AL. It was my father’s childhood home and the kind of neighborhood…

Our Story →

Calculators

Retirement, mortgage, income tax, insurance, investment, college, net worth, RMD, Social Security, taxable vs tax-free bond yield

4848848840

Tax

Key numbers, forms, AMT, estate, deduction planning, net investment income, health care, income tax planning, state tax resources, FAQ’s

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401(k) & 403(b) Compliance

IRS Fix-it Guide, DOL guidance, disclosure guidelines, fiduciary, fee disclosure, lost earnings calculator, investment committee, IRS rollover chart

9727705668

401(k) & 403(b) Trends

Participant wellness, plan sponsor attitudes, research, plan design, auto-enrollment, target date funds, legislation & regulation

717-350-9380

682-703-4773

401(k)/403(b) plan basics, the 1% difference, contribution limits, Roth 401(k), 401(k) plan fees, 401(k) vs IRA, pay debt or save for retirement, distributions options, loans & hardships

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Retirement

Retirement checklist, Required Minimum Distributions, health insurance in retirement, reverse mortgage, investing for income, effects of inflation

2509330925

Investing Basics

Asset allocation, stocks vs bonds vs mutual funds, managing volatility, risk quiz, value vs growth investing, socially responsible investing, Modern Portfolio Theory

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647-768-0024

Claiming strategies, myths & facts, basics, when to claim Social Security, disability & survivor benefits, women & Social Security, optimization

541-650-4951

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